Are you concerned about potential issues surrounding your retirement?  Whether you’re making long-range plans, you’re close to retirement or maybe already retired.  We can help you create a clearer picture of your financial future.

So, we have some good news and some bad news.  First, the good news.  People today are living longer than ever before.  That means some folks may live 20, 30, or even 40 years in retirement.  The bad news is, that some of them will outlive their money.  But wait, there’s good news!  We can help give you a clearer picture of what your retirement years may look like.  But the bad news is, a lot of people think about the lump sum illusion.  What that means, is you have a big pile of money and you think it’s enough, but you can’t really be sure.

How much money you’ve accumulated for retirement is an important piece of the puzzle, but by itself, doesn’t mean as much as you think.

What if you or a spouse becomes disabled and needs to leave the workforce earlier than planned?  Or the cost of a disability if already retired?  What if one of you needs more specialized medical care, or goes into an assisted living facility or a nursing home?  Is a financial shortfall on the horizon?  Do you have family members that may require financial assistance from you?  And what about economic changes that you have no control over, like inflation or a stock market correction?  Are you certain in your ability to maintain a comfortable standard of living?

And the biggest question of all… What is the impact that taxes have on your retirement savings?  What strategies exist that can reduce or eliminate that tax burden and keep more money in your pocket instead of Uncle Sam’s?  Wouldn’t it be nice if you knew the answers to these questions in order to make changes now, that could solve these issues later?

Most people believe they have a plan set up for their retirement, but very few people have really run that plan through a “time-test” to see if the results match up with their lifelong dreams.  Such a close look may be critical—without it, how can you really be sure?

Having a sound personalized retirement income analysis is essential to realizing your dream retirement. With our retirement income analysis—you can take a closer look at some of your thoughts, assumptions and figures you’ve accumulated about retirement, and put them all together in an analysis to see if your strategy will hold up.

If your current strategy has problem spots, we can show you how many years into retirement those issues may appear with an easy-to-understand analysis that may reveal when your income may fall below a desired level.  You can then make adjustments to your strategy now, so you can avoid problems later.  Meaning you can take control of your finances and head thru retirement with confidence, knowing that you’re ready for whatever comes your way.